Credit Analyst

Req ID: 440236 

BASIC PURPOSE: Provides credit and financial support for Love’s businesses.

MAJOR RESPONSIBILITIES:

• Conducts credit reviews of prospective customer’s financial statements, credit reports and other data to determine risk in extending credit with counterparty.  Approves applicants/terms or makes recommendations within delegated authorities.
• Works credit limit increase and term change requests from internal and external sources.
• Monitors daily counterparty exposure to ensure trading activity is within established limits and relevant credit policy.
• Negotiates and administers credit provisions of contracts and various other security related documents (e.g., guarantees, letters of credit).
• Works with various departments (Marketing/Sales, Collections, Billing, Cash Application, Treasury, Accounting, etc.) in Customer System Set-up, resolving customer issues, managing customer risk/exposures and ensuring compliance with credit policy.
• Helps company maximize profits through effective risk analysis and exposure management which facilitates sales yet minimizes bad debt losses and optimizes A/R turnover.
• Assists the Credit Manager with monthly reports and other projects as assigned.

JOB LOCATION:

• This will be a hybrid position (some in-office work and some remote work).
• The employee in this position can reside either in Houston, TX or Oklahoma City, OK.

EDUCATION AND EXPERIENCE:

• Education:
  • Bachelor’s Degree or equivalent experience preferred.
• Experience:
  • Previous customer service experience helpful.
  • Prior experience in SAP preferred.

      SKILLS AND PHYSICAL DEMANDS:

• Skills:
  • Financial Risk Analysis.
  • Microsoft Office (Excel & Word).
  • Strong verbal/written communications and people skills.
  • Ability to remain professional during conflict and difficult situations.
  • Good time management and organization skills, team player, can-do attitude, ability to drive results.
• Typical Physical Demands:
  • Requires prolonged sitting, some bending and stooping.
  • Occasional lifting up to 25 pounds.
  • Manual dexterity sufficient to operate a computer keyboard and calculator.
  • Requires normal range of hearing and vision.

Job Function(s): Corporate 

Love’s has been fueling customers’ journeys since 1964. Innovation and perseverance continue to lead the way for the family-owned and -operated business headquartered in Oklahoma City with more than 40,000 team members in North America and Europe. The company’s core business is travel stops and convenience stores with more than 630 locations in 42 states. Love’s continues its commitment to offer products and services that provide value for professional drivers, fleets, four-wheel customers, RVers, alternative fuel and wholesale fuel customers. Giving back to communities Love’s serves and maintaining an inclusive and diverse workplace are hallmarks of the company’s award-winning culture.

The Love’s Family of Companies includes:

• Gemini Motor Transport, one of the industry’s safest trucking fleets.
• Speedco and Love’s Truck Care, the largest oil change and preventive maintenance and total truck care network.
• Musket, a rapidly growing, Houston-based commodities supplier and trader.
• Trillium, a Houston-based alternative fuels expert.
• TVC Pro-driver, a commercial driver’s license (CDL) protection subscription service.