Credit Analyst - Memphis, TN


Memphis, TN, US, 38120

Req ID: 439621 


This position is located in Memphis, TN at the quick funding/factoring office

      BASIC PURPOSE: The Credit Analyst is responsible for evaluating and monitoring account debtor credit quality.   



  • Establish credit limits for each account debtor/customer relationship as well as an overall account debtor credit limit.
  • Review credit limits against accounts receivable activity and payment trends and recommend appropriate changes to credit limits.   
  • Assist in client liquidations or problem account management.
  • Review credit reports and check trade references as needed.
  • Prepare concentration reports.
  • Maintain broker credit database.
  • Communicate with collections representatives.
  • Assist the Underwriter in evaluating customer credit quality of prospective factoring clients.
  • Monitor and establish client credit limits in accordance with confirmed truck count and volume.



  • Education:
    • HS Diploma or equivalent required.
    • Bachelor’s degree in business or related field is preferred.
  • Experience:
    • 1-3 years of experience in commercial credit or collections position required.
    • Experience in the factoring or transportation industry is preferred.



  • Skills:
    • Ability to quickly analyze limited credit information.
    • Ability to prioritize in response to changing scenarios throughout the day.
    • Excellent verbal and written communication skills
    • Knowledge of Microsoft Office
  • Typical Physical Demands:
    • Requires prolonged sitting, some bending and stooping.
    • Occasional lifting up to 25 pounds.
    • Manual dexterity sufficient to operate a computer keyboard and calculator.
    • Requires normal range of hearing and vision.


key words: credit underwriter, underwriting, credit examiner, credit underwriting, credit analysis, commercial credit underwriter, credit analysis, credit analyst, loan underwriter

Job Function(s): Accounting and Finance 


Love’s has been fueling customers’ journeys since 1964. Innovation and perseverance continue to lead the way for the family-owned and -operated business headquartered in Oklahoma City with more than 40,000 team members in North America and Europe. The company’s core business is travel stops and convenience stores with more than 630 locations in 42 states. Love’s continues its commitment to offer products and services that provide value for professional drivers, fleets, four-wheel customers, RVers, alternative fuel and wholesale fuel customers. Giving back to communities Love’s serves and maintaining an inclusive and diverse workplace are hallmarks of the company’s award-winning culture.

The Love’s Family of Companies includes:

  • Gemini Motor Transport, one of the industry’s safest trucking fleets.
  • Speedco and Love’s Truck Care, the largest oil change and preventive maintenance and total truck care network.
  • Musket, a rapidly growing, Houston-based commodities supplier and trader.
  • Trillium, a Houston-based alternative fuels expert.
  • TVC Pro-driver, a commercial driver’s license (CDL) protection subscription service.


The Love's Experience

Love’s was founded in 1964 on the values of integrity, customer focus, strong work ethic, innovation and perseverance. We are looking for these in every person we hire. No matter what job you do for Love’s, your commitment to these values will not only continue our legacy of growth, it will also ensure your successful career.

Nearest Major Market: Memphis

Job Segment: Credit Analyst, Accounts Receivable, Database, Credit, Finance, Technology